Apply for FreshStart


California Properties Only


You don't have to be a resident of California, but the property with a problem loan must be located in California. If you need legal help with a property located outside California, go to our Resources page.

Check our Results.

Please fill out the form below and click on the Send Information button. This gives us a preliminary idea of whether FreshStart will work for you. If so, we will ask you for more information. If not, we will make suggestions for alternatives.

We will e-mail you back within one business day. If you do not receive a reply, first check your spam folder. Then use the e-mail link at the bottom of this page to let us know.

There is no charge to apply below and to receive our recommendation in return.

Privacy: we won't share, distribute, or make available in any way your information to a third party. Everything stays with us.

Your Name

What is your home address?

What is the property address if different than your home address?


Phone

E-Mail

Confirm E-Mail

Est. property value

Total $, all loans

Referred by?

Which Problems are you facing?
  My monthly payment is going up
  My monthly payment has already gone up
  I can't afford my new payment
  I can't afford ANY payment
  I'm behind in payments
  I'm in foreclosure

If you are now in foreclosure, when did it begin?
That will be the date on the Notice of DEFAULT



What is your approximate family gross income (before taxes)?
Include that of anyone who contributes to your finances monthly



How much are your property taxes for a full year?


If you have received a Notice of SALE, what is the
date scheduled for the sale of your home?



If you or your spouse are on active military duty, did
you buy your home before you went into the service?


How many loans on your property?


When did you get the loan now in trouble?


To whom do you make payments on your first loan?


What is the present approximate balance on your first loan?


If you have a second loan, when did you get that loan?


What type of property?


What is your goal?


How did you find us?


State collection laws prevent lenders and servicers
from harassment. Did any lender/servicer call you
more than once a week?



Tell us about your situation briefly.

 








Debt Collector Harassing?

Send a letter to the collection company: "Stop communicating with me about this debt." Send certified with a receipt requested.

More Information